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From today the  Nationwide will be lowering some of its fixed and tracker rate mortgages on offer will be  two-year fixed rates from 3.69%, up to 70% LTV and two-year trackers from 2.64%, up to 70% LTV. New customers can borrow up to 85% LTV, existing borrowers who are looking to purchase a larger house  can borrow up to 95% LTV. The products also come with a £99 booking fee payable upfront and non-refundable and a £896 reservation fee. It is also offering a two- year fixed rate at 3.99%, up to 70% LTV and a two-year tracker available from 3.24%, up to 70% LTV. New customers can borrow up to 85% LTV and existing borrowers who are moving home can borrow up to 95% LTV. It also has a £99 booking fee (payable upfront and non-refundable) and a combined no reservation fee and free legals offer available. Nationwide is also offering a three-year fixed rate available at 4.39%, up to 70% LTV and three-year tracker available from 2.99%, up to 70% LTV. New customers can borrow up to 85% LTV and existing borrowers who are moving home can borrow up to 95% LTV.It comes with a £99 booking fee (payable upfront and non-refundable) and a £896 reservation fee – reservation fee discount available to first time buyers of £500 or £250 plus free legals. Andy McQueen, mortgage director at Nationwide, says:“We are making widespread rate cuts on the majority of our house purchase products of up to 0.29%.  This, together with the special offers we have available for first time buyers and house purchasers, is good news for those trying to get on the housing ladder or secure a new home.”